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Important Facts You Need to Know About Covered California Obamacare

The health insurance marketplace in the US state of California is called Covered California basing on the Patient Protection and Affordable Care Act, wherein the exchange enables individuals and small business to avail of health insurance at federally subsidized rates. Covered California is being administered by an independent agency of the California government. California was the first state in the United States to set up a health insurance marketplace and the California Health Benefit Exchange was created under then-Governor Arnold Schwarzenegger, prioritizing Obamacare in 2010. Now, Californians can get federal premium assistance to help them in availing private insurance from insurance companies.

The insurance companies that are participating in individual and family exchange include Anthem Blue Cross of California, Blue Shield of California, Chinese Community Health Plan, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, and Brand New Day. The open enrollment for Covered California or Obamacare begins each fall, and others may be eligible to sign up anytime within the year due to life-changing events like moving, giving birth, or getting married. The covered California income limits need consumers to have a household income ranging from 0% to 400% of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. In accordance with the Obamacare Income Guidelines, if a family makes less than $97,200 per year, or an individual earns less than $47,520 annually, they may qualify for government assistance according to their income. How are pregnant women covered by the exchange? Pregnant women may qualify for Covered California if her household earnings is more than 138% to 213%. On the other hand, children who enroll on Obama Care California plans may also qualify for MediCal when the family household income is 266% or less. Proof of income accepted include bank statements, pay stubs, and others.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. If you need help to answer the question, “Where can I find the Covered California offices near me?”, come and visit Covered California website now! Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! Health is wealth, so take advantage of quality health care through Obamacare now.

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